{"id":134,"date":"2025-01-06T22:44:02","date_gmt":"2025-01-06T21:44:02","guid":{"rendered":"https:\/\/piggybox.pl\/__trashed-6\/"},"modified":"2026-03-11T12:44:16","modified_gmt":"2026-03-11T11:44:16","slug":"kalkulator-zmiany-oprocentowania","status":"publish","type":"page","link":"https:\/\/piggybox.pl\/uk\/kalkulator-zmiany-oprocentowania\/","title":{"rendered":"\u041a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440 \u0437\u043c\u0456\u043d\u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0457 \u0441\u0442\u0430\u0432\u043a\u0438"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"134\" class=\"elementor elementor-134\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6923f32 e-flex e-con-boxed e-con e-parent\" data-id=\"6923f32\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fe42002 e-flex e-con-boxed e-con e-child\" data-id=\"fe42002\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4d90cfb e-con-full e-flex e-con e-child\" data-id=\"4d90cfb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b647e60 elementor-widget elementor-widget-heading\" data-id=\"b647e60\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">\u041a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440 \u0437\u043c\u0456\u043d\u0438 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0457 \u0441\u0442\u0430\u0432\u043a\u0438<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div 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data-settings=\"{&quot;slides_to_show&quot;:&quot;5&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;navigation&quot;:&quot;none&quot;,&quot;autoplay_speed&quot;:&quot;500&quot;,&quot;speed&quot;:&quot;7000&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;53&quot;,&quot;sizes&quot;:[]},&quot;slides_to_show_tablet&quot;:&quot;4&quot;,&quot;slides_to_show_mobile&quot;:&quot;2&quot;,&quot;slides_to_scroll_tablet&quot;:&quot;1&quot;,&quot;slides_to_scroll_mobile&quot;:&quot;1&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"\u041a\u0430\u0440\u0443\u0441\u0435\u043b\u044c \u0437\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u044c\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 z 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2025\/01\/6.png\" alt=\"6\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 z 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2025\/01\/3.png\" alt=\"3\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 z 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2025\/02\/0001593a5a141c.png\" alt=\"0001593a5a141c\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 z 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2025\/02\/5069de044aa202.png\" alt=\"5069de044aa202\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 z 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2025\/02\/a5dc51a7c0776f.png\" alt=\"a5dc51a7c0776f\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 z 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2025\/02\/bb272715629068.png\" alt=\"bb272715629068\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6741f11 e-flex e-con-boxed e-con e-parent\" data-id=\"6741f11\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4959738 elementor-widget elementor-widget-shortcode\" data-id=\"4959738\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div id=\"kzoCalculator\" class=\"calc-mortgage-calculator\" v-cloak>\n        <!-- Komunikat o b\u0142\u0119dzie -->\n        <div class=\"calc-error-message\" :class=\"{ active: error }\">\n            {{ \u043f\u043e\u043c\u0438\u043b\u043a\u0430}}\n        <\/div>\n\n        <div class=\"calc-input-grid\">\n            <!-- Pierwszy wiersz -->\n            <div class=\"calc-form-group\" :class=\"{'calc-form-group--error': fieldErrors.indebtedness}\">\n                <label for=\"indebtedness\">\u0417\u0430\u043b\u0438\u0448\u043e\u043a \u0441\u0443\u043c\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0443:<\/label>\n                <div class=\"calc-number-input\">\n                    <button type=\"button\"\n                            class=\"calc-spinner-button calc-spinner-down\"\n                            @click.prevent=\"decreaseIndebtedness\"\n                            aria-label=\"\u0417\u043c\u0435\u043d\u0448\u0438\u0442\u0438 \u0441\u0443\u043c\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\"\n                            aria-controls=\"indebtedness\"\n                            :aria-valuemin=\"spinnerConfig.indebtedness.min\"\n                            :aria-valuemax=\"spinnerConfig.indebtedness.max\"\n                            :aria-valuenow=\"input.indebtedness\"\n                            :aria-valuetext=\"formatCurrencyForAria(input.indebtedness) + ' z\u0142otych'\">-<\/button>\n                    <input type=\"number\"\n                           id=\"indebtedness\"\n                           name=\"indebtedness\"\n                           v-model.number=\"input.indebtedness\"\n                           :min=\"spinnerConfig.indebtedness.min\"\n                           :max=\"spinnerConfig.indebtedness.max\"\n                           :step=\"spinnerConfig.indebtedness.step\"\n                           aria-live=\"polite\"\n                           :aria-invalid=\"fieldErrors.indebtedness ? 'true' : 'false'\"\n                           :aria-errormessage=\"fieldErrors.indebtedness ? 'indebtedness-error' : undefined\">\n                    <button type=\"button\"\n                            class=\"calc-spinner-button calc-spinner-up\"\n                            @click.prevent=\"increaseIndebtedness\"\n                            aria-label=\"\u0417\u0431\u0456\u043b\u044c\u0448\u0438\u0442\u0438 \u0441\u0443\u043c\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0443\"\n                            aria-controls=\"indebtedness\"\n                            :aria-valuemin=\"spinnerConfig.indebtedness.min\"\n                            :aria-valuemax=\"spinnerConfig.indebtedness.max\"\n                            :aria-valuenow=\"input.indebtedness\"\n                            :aria-valuetext=\"formatCurrencyForAria(input.indebtedness) + ' z\u0142otych'\">+<\/button>\n                <\/div>\n                <div v-if=\"fieldErrors.indebtedness\" \n                     class=\"calc-field-error\" \n                     id=\"indebtedness-error\" \n                     role=\"alert\">{{ fieldErrors.indebtedness }}<\/div>\n            <\/div>\n\n            <div class=\"calc-form-group\" :class=\"{'calc-form-group--error': fieldErrors.dateLastInstallment}\">\n                <label for=\"dateLastInstallment\">\u0414\u0430\u0442\u0430 \u043e\u0441\u0442\u0430\u043d\u043d\u044c\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0443:<\/label>\n                <input type=\"date\"\n                       id=\"dateLastInstallment\"\n                       name=\"dateLastInstallment\"\n                       v-model=\"input.dateLastInstallment\"\n                       aria-live=\"polite\"\n                       :aria-invalid=\"fieldErrors.dateLastInstallment ? 'true' : 'false'\"\n                       :aria-errormessage=\"fieldErrors.dateLastInstallment ? 'dateLastInstallment-error' : undefined\">\n                <div v-if=\"fieldErrors.dateLastInstallment\" \n                     class=\"calc-field-error\" \n                     id=\"dateLastInstallment-error\" \n                     role=\"alert\">{{ fieldErrors.dateLastInstallment }}<\/div>\n            <\/div>\n\n            <div class=\"calc-form-group\">\n                <label id=\"calculation-type-label\">\u042f \u0445\u043e\u0442\u0456\u0432 \u0431\u0438 \u0437\u0430\u044f\u0432\u0438\u0442\u0438:<\/label>\n                <div class=\"calc-radio-options\" role=\"radiogroup\" aria-labelledby=\"calculation-type-label\">\n                    <input type=\"radio\"\n                           id=\"interest-type\"\n                           name=\"calculation_type\"\n                           value=\"interest\"\n                           v-model=\"input.calculationType\">\n                    <label for=\"interest-type\">\u0412\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0430 \u0441\u0442\u0430\u0432\u043a\u0430<\/label>\n                    \n                    <input type=\"radio\"\n                           id=\"installment-type\"\n                           name=\"calculation_type\"\n                           value=\"installment\"\n                           v-model=\"input.calculationType\">\n                    <label for=\"installment-type\">\u0421\u0443\u043c\u0430 \u0440\u043e\u0437\u0441\u0442\u0440\u043e\u0447\u043a\u0438<\/label>\n                <\/div>\n            <\/div>\n\n            <!-- Drugi wiersz -->\n            <div class=\"calc-form-group\" :class=\"{'calc-form-group--error': input.calculationType === 'interest' ? fieldErrors.interest : fieldErrors.installment}\">\n                <div v-if=\"input.calculationType === 'interest'\" class=\"calc-input-subgroup\">\n                    <label for=\"interest\">\u0412\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0430 \u0441\u0442\u0430\u0432\u043a\u0430 (%):<\/label>\n                    <div class=\"calc-number-input\">\n                        <button type=\"button\"\n                                class=\"calc-spinner-button calc-spinner-down\"\n                                @click.prevent=\"decreaseInterest\"\n                                aria-label=\"\u0417\u043d\u0438\u0437\u0438\u0442\u0438 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0443 \u0441\u0442\u0430\u0432\u043a\u0443\"\n                                aria-controls=\"interest\"\n                                :aria-valuemin=\"spinnerConfig.interest.min\"\n                                :aria-valuemax=\"spinnerConfig.interest.max\"\n                                :aria-valuenow=\"input.interest\"\n                                :aria-valuetext=\"formatNumberForAria(input.interest) + ' procent'\">-<\/button>\n                        <input type=\"number\"\n                               id=\"interest\"\n                               name=\"interest\"\n                               v-model.number=\"input.interest\"\n                               :min=\"spinnerConfig.interest.min\"\n                               :max=\"spinnerConfig.interest.max\"\n                               :step=\"spinnerConfig.interest.step\"\n                               aria-live=\"polite\"\n                               :aria-invalid=\"fieldErrors.interest ? 'true' : 'false'\"\n                               :aria-errormessage=\"fieldErrors.interest ? 'interest-error' : undefined\">\n                        <button type=\"button\"\n                                class=\"calc-spinner-button calc-spinner-up\"\n                                @click.prevent=\"increaseInterest\"\n                                aria-label=\"\u041f\u0456\u0434\u0432\u0438\u0449\u0435\u043d\u043d\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u0438\u0445 \u0441\u0442\u0430\u0432\u043e\u043a\"\n                                aria-controls=\"interest\"\n                                :aria-valuemin=\"spinnerConfig.interest.min\"\n                                :aria-valuemax=\"spinnerConfig.interest.max\"\n                                :aria-valuenow=\"input.interest\"\n                                :aria-valuetext=\"formatNumberForAria(input.interest) + ' procent'\">+<\/button>\n                    <\/div>\n                    <div v-if=\"fieldErrors.interest\" \n                         class=\"calc-field-error\" \n                         id=\"interest-error\" \n                         role=\"alert\">{{ fieldErrors.interest }}<\/div>\n                <\/div>\n                <div v-else class=\"calc-input-subgroup\">\n                    <label for=\"installment\">\u0421\u0443\u043c\u0430 \u0440\u043e\u0437\u0441\u0442\u0440\u043e\u0447\u043a\u0438:<\/label>\n                    <div class=\"calc-number-input\">\n                        <button type=\"button\"\n                                class=\"calc-spinner-button calc-spinner-down\"\n                                @click.prevent=\"decreaseInstallment\"\n                                aria-label=\"\u0417\u043c\u0435\u043d\u0448\u0438\u0442\u0438 \u0441\u0443\u043c\u0443 \u0432\u043d\u0435\u0441\u043a\u0443\"\n                                aria-controls=\"installment\"\n                                :aria-valuemin=\"spinnerConfig.installment.min\"\n                                :aria-valuemax=\"spinnerConfig.installment.max\"\n                                :aria-valuenow=\"input.installment\"\n                                :aria-valuetext=\"formatCurrencyForAria(input.installment) + ' z\u0142otych miesi\u0119cznie'\">-<\/button>\n                        <input type=\"number\"\n                               id=\"installment\"\n                               name=\"installment\"\n                               v-model.number=\"input.installment\"\n                               :min=\"spinnerConfig.installment.min\"\n                               :max=\"spinnerConfig.installment.max\"\n                               :step=\"spinnerConfig.installment.step\"\n                               aria-live=\"polite\"\n                               :aria-invalid=\"fieldErrors.installment ? 'true' : 'false'\"\n                               :aria-errormessage=\"fieldErrors.installment ? 'installment-error' : undefined\">\n                        <button type=\"button\"\n                                class=\"calc-spinner-button calc-spinner-up\"\n                                @click.prevent=\"increaseInstallment\"\n                                aria-label=\"\u0417\u0431\u0456\u043b\u044c\u0448\u0438\u0442\u0438 \u0441\u0443\u043c\u0443 \u0432\u043d\u0435\u0441\u043a\u0443\"\n                                aria-controls=\"installment\"\n                                :aria-valuemin=\"spinnerConfig.installment.min\"\n                                :aria-valuemax=\"spinnerConfig.installment.max\"\n                                :aria-valuenow=\"input.installment\"\n                                :aria-valuetext=\"formatCurrencyForAria(input.installment) + ' z\u0142otych miesi\u0119cznie'\">+<\/button>\n                    <\/div>\n                    <div v-if=\"fieldErrors.installment\" \n                         class=\"calc-field-error\" \n                         id=\"installment-error\" \n                         role=\"alert\">{{ fieldErrors.installment }}<\/div>\n                <\/div>\n            <\/div>\n\n            <div class=\"calc-form-group\">\n                <label>&nbsp;<\/label>\n                <div class=\"calc-toggle-button\">\n                    <input type=\"checkbox\"\n                           id=\"over-paid-chx\"\n                           v-model=\"showOverpaid\"\n                           aria-label=\"\u041f\u043e\u043a\u0430\u0437\u0430\u0442\u0438 \u0432\u0430\u0440\u0456\u0430\u043d\u0442\u0438 \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0438\">\n                    <label for=\"over-paid-chx\">\u041f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0430<\/label>\n                <\/div>\n            <\/div>\n\n            <div class=\"calc-form-group\" :class=\"{'calc-form-group--error': fieldErrors.overPaidValue}\">\n                <div v-if=\"showOverpaid\" class=\"calc-input-subgroup\">\n                    <label for=\"overPaidValue\">\u0421\u0443\u043c\u0430 \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0438:<\/label>\n                    <div class=\"calc-number-input\">\n                        <button type=\"button\"\n                                class=\"calc-spinner-button calc-spinner-down\"\n                                @click.prevent=\"decreaseOverPaidValue\"\n                                aria-label=\"\u0417\u043c\u0435\u043d\u0448\u0438\u0442\u0438 \u0441\u0443\u043c\u0443 \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0438\"\n                                aria-controls=\"overPaidValue\"\n                                :aria-valuemin=\"spinnerConfig.overPaidValue.min\"\n                                :aria-valuemax=\"maxOverPaidValue\"\n                                :aria-valuenow=\"input.overPaidValue\"\n                                :aria-valuetext=\"formatCurrencyForAria(input.overPaidValue) + ' z\u0142otych'\">-<\/button>\n                        <input type=\"number\"\n                               id=\"overPaidValue\"\n                               name=\"overPaidValue\"\n                               v-model.number=\"input.overPaidValue\"\n                               :min=\"spinnerConfig.overPaidValue.min\"\n                               :max=\"maxOverPaidValue\"\n                               :step=\"spinnerConfig.overPaidValue.step\"\n                               aria-live=\"polite\"\n                               :aria-invalid=\"fieldErrors.overPaidValue ? 'true' : 'false'\"\n                               :aria-errormessage=\"fieldErrors.overPaidValue ? 'overPaidValue-error' : undefined\">\n                        <button type=\"button\"\n                                class=\"calc-spinner-button calc-spinner-up\"\n                                @click.prevent=\"increaseOverPaidValue\"\n                                aria-label=\"\u0417\u0431\u0456\u043b\u044c\u0448\u0438\u0442\u0438 \u0441\u0443\u043c\u0443 \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0438\"\n                                aria-controls=\"overPaidValue\"\n                                :aria-valuemin=\"spinnerConfig.overPaidValue.min\"\n                                :aria-valuemax=\"maxOverPaidValue\"\n                                :aria-valuenow=\"input.overPaidValue\"\n                                :aria-valuetext=\"formatCurrencyForAria(input.overPaidValue) + ' z\u0142otych'\">+<\/button>\n                    <\/div>\n                    <div v-if=\"fieldErrors.overPaidValue\" \n                         class=\"calc-field-error\" \n                         id=\"overPaidValue-error\" \n                         role=\"alert\">{{ fieldErrors.overPaidValue }}<\/div>\n                <\/div>\n                <div v-else class=\"calc-input-subgroup\">\n                    <label>&nbsp;<\/label>\n                    <div class=\"calc-number-input\" style=\"visibility: hidden;\">\n                        <input type=\"number\" disabled>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <!-- Sekcja z tabel\u0105 zmian rat -->\n        <div class=\"calc-changes-table\" v-if=\"!error\">\n            <h4 style=\"text-align: center;\">\u042f\u043a \u0437\u043c\u0456\u043d\u0438\u0442\u044c\u0441\u044f \u043f\u043b\u0430\u0442\u0456\u0436 \u043f\u0440\u0438 \u0440\u0456\u0437\u043d\u0438\u0445 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0438\u0445 \u0441\u0442\u0430\u0432\u043a\u0430\u0445?<\/h4>\n            \n            <div class=\"calc-changes-grid\">\n                <div class=\"calc-changes-column\">\n                    <h5>\u041f\u0430\u0434\u0456\u043d\u043d\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u0438\u0445 \u0441\u0442\u0430\u0432\u043e\u043a<\/h5>\n                    <div class=\"calc-result-row\">\n                        <label>-2%<\/label>\n                        <div id=\"total_field_id_2\" class=\"rate-minus-2\"><span class=\"sub-item-value\">{{ formatAmount(0) }}<\/span> PLN<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>-1%<\/label>\n                        <div id=\"total_field_id_8\" class=\"rate-minus-1\"><span class=\"sub-item-value\">{{ formatAmount(0) }}<\/span> PLN<\/div>\n                    <\/div>\n                <\/div>\n                \n                <div class=\"calc-changes-column\">\n                    <h5>\u041f\u043e\u0442\u043e\u0447\u043d\u0438\u0439 \u043f\u043b\u0430\u0442\u0456\u0436<\/h5>\n                    <div class=\"calc-result-row current-rate\">\n                        <label>\u041f\u043e\u0442\u043e\u0447\u043d\u0438\u0439 \u043f\u043b\u0430\u0442\u0456\u0436<\/label>\n                        <div class=\"rate-current\">{{ formatAmount(results.totalAmount) }} PLN<\/div>\n                    <\/div>\n                <\/div>\n                \n                <div class=\"calc-changes-column\">\n                    <h5>\u0417\u0440\u043e\u0441\u0442\u0430\u043d\u043d\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u0438\u0445 \u0441\u0442\u0430\u0432\u043e\u043a<\/h5>\n                    <div class=\"calc-result-row\">\n                        <label>+1%<\/label>\n                        <div id=\"total_field_id_9\" class=\"rate-plus-1\"><span class=\"sub-item-value\">{{ formatAmount(0) }}<\/span> PLN<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>+2%<\/label>\n                        <div id=\"total_field_id_10\" class=\"rate-plus-2\"><span class=\"sub-item-value\">{{ formatAmount(0) }}<\/span> PLN<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>+3%<\/label>\n                        <div id=\"total_field_id_11\" class=\"rate-plus-3\"><span class=\"sub-item-value\">{{ formatAmount(0) }}<\/span> PLN<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <!-- Sekcja wykresu -->\n        <div class=\"calc-chart-wrapper\" v-if=\"!error\">\n            <div class=\"calc-chart-box\">\n                <canvas id=\"calc-interest-change-chart\"><\/canvas>\n            <\/div>\n        <\/div>\n\n        <!-- Sekcja nadp\u0142aty -->\n        <div class=\"calc-overpayment-section\" v-if=\"showOverpaid && !error\" :class=\"{ hide: !showOverpaid }\">\n            <h4>\u042f\u043a\u0438\u0439 \u0435\u0444\u0435\u043a\u0442 \u043c\u0430\u0442\u0438\u043c\u0435 \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0430 \u0437\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u043c?<\/h4>\n            \n            <div class=\"calc-overpayment-grid\">\n                <div class=\"calc-overpayment-column\">\n                    <h5>\u042f\u043a\u0449\u043e \u0432\u0438 \u0437\u043c\u0435\u043d\u0448\u0443\u0454\u0442\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0456<\/h5>\n                    <div class=\"calc-result-row\">\n                        <label>\u041d\u043e\u0432\u0430 \u043f\u043e\u0440\u0446\u0456\u044f<\/label>\n                        <div class=\"new-installment\">{{ formatAmount(overpaymentResults?.newInstallment) }} PLN<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>\u0429\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u044f<\/label>\n                        <div class=\"monthly-savings\">{{ formatAmount(overpaymentResults?.monthlySavings) }} PLN<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>\u0420\u0456\u0447\u043d\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u044f<\/label>\n                        <div class=\"yearly-savings\">{{ formatAmount(overpaymentResults?.yearlySavings) }}} PLN<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>\u0415\u043a\u043e\u043d\u043e\u043c\u0456\u044f \u043d\u0430 \u0432\u0441\u044c\u043e\u043c\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0456<\/label>\n                        <div class=\"total-savings-reduced\">{{ formatAmount(overpaymentResults?.totalSavingsReduced) }} PLN<\/div>\n                    <\/div>\n                <\/div>\n\n                <div class=\"calc-overpayment-column\">\n                    <h5>\u042f\u043a\u0449\u043e \u0432\u0438 \u0441\u043a\u043e\u0440\u043e\u0447\u0443\u0454\u0442\u0435 \u0442\u0435\u0440\u043c\u0456\u043d \u043a\u0440\u0435\u0434\u0438\u0442\u0443<\/h5>\n                    <div class=\"calc-result-row\">\n                        <label>\u041d\u0435\u0437\u043c\u0456\u043d\u043d\u0438\u0439 \u043f\u043b\u0430\u0442\u0456\u0436<\/label>\n                        <div class=\"unchanged-installment\">{{ formatAmount(results.totalAmount) }} PLN<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>\u041a\u0456\u043b\u044c\u043a\u0456\u0441\u0442\u044c \u043f\u043b\u0430\u0442\u0435\u0436\u0456\u0432<\/label>\n                        <div class=\"installments-count\">{{ overpaymentResults?.newPeriod }} rat<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>\u0421\u043a\u043e\u0440\u043e\u0447\u0435\u043d\u043d\u044f \u043f\u0435\u0440\u0456\u043e\u0434\u0443 \u043d\u0430<\/label>\n                        <div class=\"period-reduction\">{{ overpaymentResults?.periodReduction }}<\/div>\n                    <\/div>\n                    <div class=\"calc-result-row\">\n                        <label>\u0415\u043a\u043e\u043d\u043e\u043c\u0456\u044f \u043d\u0430 \u0432\u0441\u044c\u043e\u043c\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0456<\/label>\n                        <div class=\"total-savings-shortened\">{{ formatAmount(overpaymentResults?.totalSavingsShortened) }} PLN<\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            \n            <div class=\"calc-info-note\">\n                \u0421\u0438\u043c\u0443\u043b\u044f\u0446\u0456\u044f \u043d\u0435 \u0432\u0440\u0430\u0445\u043e\u0432\u0443\u0454 \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0456 \u043a\u043e\u043c\u0456\u0441\u0456\u0457. \u041f\u0435\u0440\u0435\u0432\u0456\u0440\u0442\u0435 \u0441\u0432\u0456\u0439 \u0434\u043e\u0433\u043e\u0432\u0456\u0440 \u0456 \u0442\u0430\u0431\u043b\u0438\u0446\u044e \u043a\u043e\u043c\u0456\u0441\u0456\u0439, \u0449\u043e\u0431 \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f, \u0447\u0438 \u0441\u0442\u044f\u0433\u0443\u0432\u0430\u0442\u0438\u043c\u0435 \u0431\u0430\u043d\u043a \u043a\u043e\u043c\u0456\u0441\u0456\u044e \u0437\u0430 \u043f\u0435\u0440\u0435\u043f\u043b\u0430\u0442\u0443 \u0456\u043f\u043e\u0442\u0435\u0447\u043d\u043e\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0443.\n            <\/div>\n        <\/div>\n    <\/div>\n    <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1a4dc3 e-flex e-con-boxed e-con e-parent\" data-id=\"a1a4dc3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-81bf2e1 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"81bf2e1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7ed02cb e-con-full e-flex e-con e-child\" data-id=\"7ed02cb\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-034695f e-con-full e-flex e-con e-child\" data-id=\"034695f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a9ad0e elementor-widget elementor-widget-image\" data-id=\"0a9ad0e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2024\/12\/12-16.jpg\" class=\"attachment-large size-large wp-image-30\" alt=\"\" srcset=\"https:\/\/piggybox.pl\/wp-content\/uploads\/2024\/12\/12-16.jpg 1000w, https:\/\/piggybox.pl\/wp-content\/uploads\/2024\/12\/12-16-300x300.jpg 300w, https:\/\/piggybox.pl\/wp-content\/uploads\/2024\/12\/12-16-150x150.jpg 150w, https:\/\/piggybox.pl\/wp-content\/uploads\/2024\/12\/12-16-768x768.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6eb55ac e-con-full e-flex e-con e-child\" data-id=\"6eb55ac\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-63cc940 e-con-full e-flex e-con e-child\" data-id=\"63cc940\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54da74b elementor-widget elementor-widget-heading\" data-id=\"54da74b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">\u0417\u043d\u0430\u0439\u0434\u0456\u0442\u044c \u0456\u0434\u0435\u0430\u043b\u044c\u043d\u0438\u0439 \u043a\u0440\u0435\u0434\u0438\u0442 \u0434\u043b\u044f \u0441\u0432\u043e\u0457\u0445 \u043f\u043e\u0442\u0440\u0435\u0431<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce9eedf elementor-widget elementor-widget-text-editor\" data-id=\"ce9eedf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u041e\u0437\u043d\u0430\u0439\u043e\u043c\u0442\u0435\u0441\u044f \u0437 \u043d\u0430\u0448\u0438\u043c\u0438 \u043f\u0440\u0438\u0432\u0430\u0431\u043b\u0438\u0432\u0438\u043c\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0438\u043c\u0438 \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u044f\u043c\u0438 \u0437 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0438\u043c\u0438 \u0441\u0442\u0430\u0432\u043a\u0430\u043c\u0438 \u0432\u0456\u0434 7,2% \u043d\u0430 \u0440\u0456\u043a. \u041c\u0438 \u0434\u043e\u043f\u043e\u043c\u043e\u0436\u0435\u043c\u043e \u0432\u0430\u043c \u043e\u0431\u0440\u0430\u0442\u0438 \u043d\u0430\u0439\u043a\u0440\u0430\u0449\u0435 \u0440\u0456\u0448\u0435\u043d\u043d\u044f \u0442\u0430 \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043c\u043e \u0432\u0430\u0441 \u0447\u0435\u0440\u0435\u0437 \u0432\u0435\u0441\u044c \u043f\u0440\u043e\u0446\u0435\u0441 \u0448\u0432\u0438\u0434\u043a\u043e \u0442\u0430 \u0431\u0435\u0437\u043f\u0435\u0447\u043d\u043e.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d2f778 elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"5d2f778\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/piggybox.pl\/uk\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"jki jki-arrow-right-solid\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u041f\u0435\u0440\u0435\u0433\u043b\u044f\u043d\u0443\u0442\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0456 \u043f\u0440\u043e\u043f\u043e\u0437\u0438\u0446\u0456\u0457<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ce3c673 e-flex e-con-boxed e-con e-parent\" data-id=\"ce3c673\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-befa814 elementor-widget elementor-widget-text-editor\" data-id=\"befa814\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><small>\u041a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440 \u0437\u043c\u0456\u043d\u0438 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u043e\u0432\u0438\u0445 \u0441\u0442\u0430\u0432\u043e\u043a \u044f\u043a \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442 \u0434\u043b\u044f \u0443\u0441\u0432\u0456\u0434\u043e\u043c\u043b\u0435\u043d\u043e\u0433\u043e \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438<\/small><\/h2><p><strong>\u041a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440 \u0437\u043c\u0456\u043d\u0438 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Pomagamy w\u00a0wyborze najlepszego rozwi\u0105zania\u00a0i przeprowadzamy przez ca\u0142y proces szybko i bezpiecznie. Zobacz oferty kredytowe Kalkulator zmiany oprocentowania jako narz\u0119dzie do \u015bwiadomego zarz\u0105dzania finansami Kalkulator zmiany oprocentowania to rozwi\u0105zanie stworzone z my\u015bl\u0105 o osobach, kt\u00f3re chc\u0105 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-134","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kalkulator zmian rat - oprocentowanie kredytu<\/title>\n<meta name=\"description\" content=\"Kalkulator zmiany oprocentowania: sprawd\u017a wp\u0142yw na rat\u0119! Oblicz now\u0105 rat\u0119 kredytu i planuj bud\u017cet. 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